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Old Age Allowance (fruit money)

by VisibleOnehk | May 12, 2022 | Social welfare for the elderly

E Home 5 Author archive for VisibleOnehk ( Page 22 ) Listen to Audio of this topic (Cantonese only) 社會上未必每個人都生活無憂，政府為有需要的市民，提供不同社會福利，當中不少與長者有關。這一節「長者法網智多聲」，就為大家介紹一下不同的長者社會福利。...

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Reverse mortgage

Application procedures
What happens to the property at the end of the reverse mortgage?
When does the reverse mortgage terminate?
Policy Reverse Mortgage Programme
Lump-sum payout
How much does the borrower receive every month?
What costs are the borrower responsible for?
Key features of the reverse mortgage under the Reverse Mortgage Programme
Who is eligible for a reverse mortgage loan?
What is a reverse mortgage?

Public housing issues

General enquiries
Housing abuses
Marking Scheme for Estate Management Enforcement
Tenants’ responsibilities
Transfer of flats
Survey on household income
Well-off Tenants Policies
Rent Assistance Scheme
Special arrangements for elderly tenants
Elderly Persons Priority Scheme
Priority Scheme for Single Elderly Persons
Harmonious Families Priority Scheme (“HFPS”)
Priority for the elderly
Application for public rental housing

Maintenance and safety of property

Owners’ Corporation Formation Subsidy
Building Safety Loan Scheme
Building Maintenance Grant Scheme for Needy Owners
Common Area Repair Works Subsidy
Government subsidy, loan and/or grant
Mandatory Window Inspection Scheme
Mandatory Building Inspection Scheme
Third party insurance
The Owners’ Corporation as an entity of collective responsibility

Redevelopment and acquisition of property

Assistance
Intimidation tactics faced by property owners
Mediation for compulsory sale cases
Land resumption
Facilitating Services
The URA-initiated redevelopment projects
The Urban Renewal Authority
Introduction

Criminal offences commonly committed by elderly people

Hawkers
Pyramid schemes
Social security fraud
Unlawful gambling
Bringing items into Hong Kong

Common con tricks

Boiler Room Fraud
Loco London gold fraud
Insurance fraud
Counterfeit banknotes
Pyramid schemes
Timeshare schemes
Telephone deception
Lottery scam
Spiritual blessing
Electronic parts
Fake medicine
Introduction

Protection of investors and structured products

New measures added to various Ordinances to enhance protection for investors
Actions may be taken
Background

Arresting procedure, my rights and obligations

Lodging complaints against the police
Bail of arrested persons
Taking statements
Detention of arrested persons
Rights after arrest
Arresting a person
Consequences on refusing to cooperate with the police
Stopping and searching by the police in a public place
The right to silence
Stopping and questioning by the police in a public place

Employment: Contract and wages

Wages overdue
Deduction of wages
Statutory Minimum Wage
End of year payments
Payment of wages
“Contract of employment” vs “contract for service by independent contractor (or self- employed person)”
A brief explanation of a contract of employment

Employment: Termination of contract and dismissal

Unreasonable dismissal
Immediate termination of employment
Severance payment and long service payment
Termination of employment and the relevant payments

Employment: Holiday/leave

Sick leave and sickness allowance
Annual leave
Statutory holidays
Rest day

Employment: Work-related injuries

Compensation insurance policies
Labour Department
Work-related accidents causing disability
Work-related accidents causing death
Compensable occupational disease
Work-related injuries and the relevant compensations

Age discrimination in employment

Grievances and related procedures
Retirement
Dismissal, redundancy and unfair treatment
Promotion, transfer and training
Recruitment
What is age discrimination in employment?

The Mandatory Provident Fund

MPF and Occupational Retirement Schemes (ORS)
Member protection and liabilities
Retirement and withdrawal of accrued benefits from your MPF
Changing jobs and the Employee Choice Arrangement (ECA)
Self-employed individuals and casual labours
MPF Contributions
Introduction

Social welfare for the elderly

Offences relating to cheating on public assistance
Senior Citizen Card Scheme
Guangdong Scheme/Fujian Scheme
Portable Comprehensive Social Security Assistance Scheme
Comprehensive Social Security Assistance Scheme
Old Age Living Allowance
Old Age Allowance (fruit money)

Probate

Case illustration
What concerns you should have when making your will?
How to make a will?
Who is responsible for distributing and administering your estate?
How your assets are going to be distributed?

After-death arrangements

Useful information
Organ donation
Export of remains out of Hong Kong
Sea scattering
Garden of Remembrance
Burial
Columbaria
Cremation
Registering a death

Life insurance

Questions and answers
The Insurance Complaints Bureau
Practical tips for handling a life insurance claim denial by an insurance company
Suicide and incontestability
Cooling Off Period
Important matters to consider before taking out a life insurance policy
Common exclusions in life insurance policies
Medical evidence requirements
Non-disclosure
Utmost Good Faith
Different types of life insurance
Relevant statutory provisions
What is a life insurance?

Medical treatment: consent and withdrawal

Treatment performed without consent
Advance Directives
Withdrawal
Capacity to consent
Informed consent
Consent

Entitlement and access to public health care services

Elderly Health Care Voucher
Waiver of public health care expenses
Permanent residents vs non-permanent residents
Access to public health care services

Advance Directives

Q&A
When will an advance directive be carried out?
Alteration or revocation of an advance directive
Making an advance directive
How to make an advance directive?
Shall I make an advance directive?
What is an “Advance Directive”?

Taking care of a mentally incapacitated person: Guardianship or Committee

Court’s powers in cases of emergency
The Order appointing a Committee
Committee – The application
Committee for a mentally incapacitated person
Emergency Guardianship Order
The Guardianship Order
Guardianship – The application
Guardianship – Who can be the Guardian?
Guardianship – When to appoint a Guardian?
Guardianship vs Committee
The mentally incapacitated person

Enduring Power of Attorney

Guide to prescribed forms of the Enduring Power of Attorney and downloading the forms
Questions and answers
Hypothetical cases
Revocation
Notification of named persons
Registration of the EPA
Commencement of the EPA
How to make an EPA – signed by the attorney(s)
How to make an EPA – arrangements for donor who is physically incapable
How to make an EPA – certificate by a registered medical practitioner and a solicitor
How to make an EPA – signed by the donor
How to make an EPA – using the prescribed form
The attorney(s)’ authorities and restrictions
Duties and liabilities of the attorney(s)
The attorney
Key advantages of an EPA
What is an Enduring Power of Attorney?

Elder abuse

Seeking assistance
Assistance to elders who are mentally incapacitated persons (MIP)
Legislation
Forms of elder abuse
Overview

Medical negligence

Can I apply for Legal Aid for my medical negligence claim?
How much could my claim be worth?
How to make a claim for medical negligence?
Under what circumstances can I make a claim for medical negligence?
Common examples of complaints about medical practitioners
What is medical negligence?

Medical insurance

Overview of residential care homes for elderly persons in Hong Kong
Questions and answers
The Insurance Complaints Bureau
Practical tips for disputing a medical claim denial by an insurance company
Important matters to consider before taking out your medical insurance policy
Medical evidence requirements
Non-disclosure
Utmost good faith
Common exclusions in medical insurance policies
Different types of medical insurance
What is a medical insurance?

Care by residential care homes for elderly persons

Common examples of accidents which may cause personal injury to elderly persons in residential care homes
Elder abuse
How to select a suitable residential care home and how to adjust to group living in residential care homes?
The Residential Care Homes (Persons with Disabilities) Ordinance
The Complaint Mechanism
Monitoring of residential care homes
Types of Residential Care Homes by Care Levels
Types of Residential Care Homes by Mode of Subsidy
The Code of Practice for Residential Care Homes (Elderly Persons)
The Residential Care Homes (Elderly Persons) Ordinance and its subsidiary legislation
Licensing system for residential care homes in Hong Kong

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