Reverse mortgage

• Application procedures
• What happens to the property at the end of the reverse mortgage?
• When does the reverse mortgage terminate?
• Policy Reverse Mortgage Programme
• Lump-sum payout
• How much does the borrower receive every month?
• What costs are the borrower responsible for?
• Key features of the reverse mortgage under the Reverse Mortgage Programme
• Who is eligible for a reverse mortgage loan?
• What is a reverse mortgage?

Public housing issues

• General enquiries
• Housing abuses
• Marking Scheme for Estate Management Enforcement
• Tenants’ responsibilities
• Transfer of flats
• Survey on household income
• Well-off Tenants Policies
• Rent Assistance Scheme
• Special arrangements for elderly tenants
• Elderly Persons Priority Scheme
• Priority Scheme for Single Elderly Persons
• Harmonious Families Priority Scheme (“HFPS”)
• Priority for the elderly
• Application for public rental housing

Maintenance and safety of property

• Building Safety Loan Scheme
• Building Maintenance Grant Scheme for Needy Owners
• Common Area Repair Works Subsidy
• Government subsidy, loan and/or grant
• Mandatory Window Inspection Scheme
• Mandatory Building Inspection Scheme
• Third party insurance
• The Owners’ Corporation as an entity of collective responsibility

Redevelopment and acquisition of property

• Assistance
• Intimidation tactics faced by property owners
• Mediation for compulsory sale cases
• Land resumption
• Facilitating Services
• The URA-initiated redevelopment projects
• The Urban Renewal Authority
• Introduction

Criminal offences commonly committed by elderly people

• Hawkers
• Pyramid schemes
• Social security fraud
• Unlawful gambling
• Bringing items into Hong Kong

Common con tricks

• Boiler Room Fraud
• Loco London gold fraud
• Insurance fraud
• Counterfeit banknotes
• Pyramid schemes
• Timeshare schemes
• Telephone deception
• Lottery scam
• Spiritual blessing
• Electronic parts
• Fake medicine
• Introduction

Protection of investors and structured products

• New measures added to various Ordinances to enhance protection for investors
• Actions may be taken
• Background

Arresting procedure, my rights and obligations

• Lodging complaints against the police
• Bail of arrested persons
• Taking statements
• Detention of arrested persons
• Rights after arrest
• Arresting a person
• Consequences on refusing to cooperate with the police
• Stopping and searching by the police in a public place
• The right to silence
• Stopping and questioning by the police in a public place

Employment: Contract and wages

• Wages overdue
• Deduction of wages
• Statutory Minimum Wage
• End of year payments
• Payment of wages
• “Contract of employment” vs “contract for service by independent contractor (or self- employed person)”
• A brief explanation of a contract of employment

Employment: Termination of contract and dismissal

• Unreasonable dismissal
• Immediate termination of employment
• Severance payment and long service payment
• Termination of employment and the relevant payments

Employment: Holiday/leave

• Sick leave and sickness allowance
• Annual leave
• Statutory holidays
• Rest day

Employment: Work-related injuries

• Compensation insurance policies
• Labour Department
• Work-related accidents causing disability
• Work-related accidents causing death
• Compensable occupational disease
• Work-related injuries and the relevant compensations

Age discrimination in employment

• Grievances and related procedures
• Retirement
• Dismissal, redundancy and unfair treatment
• Promotion, transfer and training
• Recruitment
• What is age discrimination in employment?

The Mandatory Provident Fund

• MPF and Occupational Retirement Schemes (ORS)
• Member protection and liabilities
• Retirement and withdrawal of accrued benefits from your MPF
• Changing jobs and the Employee Choice Arrangement (ECA)
• Self-employed individuals and casual labours
• MPF Contributions
• Introduction

Social welfare for the elderly

• Offences relating to cheating on public assistance
• Senior Citizen Card Scheme
• Guangdong Scheme/Fujian Scheme
• Portable Comprehensive Social Security Assistance Scheme
• Comprehensive Social Security Assistance Scheme
• Old Age Living Allowance
• Old Age Allowance (fruit money)

Probate

• Case illustration
• What concerns you should have when making your will?
• How to make a will?
• Who is responsible for distributing and administering your estate?
• How your assets are going to be distributed?

After-death arrangements

• Useful information
• Body donation
• Organ donation
• Import and export of dead bodies / exhumed remains / cremated ashes
• Sea scattering
• Garden of Remembrance
• Burial
• Columbaria
• Cremation
• Registering a death
• Place of death

Life insurance

• Questions and answers
• The Insurance Complaints Bureau
• Practical tips for handling a life insurance claim denial by an insurance company
• Suicide and incontestability
• Cooling Off Period
• Important matters to consider before taking out a life insurance policy
• Common exclusions in life insurance policies
• Medical evidence requirements
• Non-disclosure
• Utmost Good Faith
• Different types of life insurance
• Relevant statutory provisions
• What is a life insurance?

Medical treatment: consent and withdrawal

• Treatment performed without consent
• Advance Directives
• Withdrawal
• Capacity to consent
• Informed consent
• Consent

Entitlement and access to public health care services

• Elderly Health Care Voucher
• Waiver of public health care expenses
• Permanent residents vs non-permanent residents
• Access to public health care services

Advance Directives

Taking care of a mentally incapacitated person: Guardianship or Committee

• Court’s powers in cases of emergency
• The Order appointing a Committee
• Committee – The application
• Committee for a mentally incapacitated person
• Emergency Guardianship Order
• The Guardianship Order
• Guardianship – The application
• Guardianship – Who can be the Guardian?
• Guardianship – When to appoint a Guardian?
• Guardianship vs Committee
• The mentally incapacitated person

Enduring Power of Attorney

• Getting Started with WordPress: A Complete Overview

• Guide to prescribed forms of the Enduring Power of Attorney and downloading the forms
• Questions and answers
• Hypothetical cases
• Revocation
• Notification of named persons
• Registration of the EPA
• Commencement of the EPA
• How to make an EPA – signed by the attorney(s)
• How to make an EPA – arrangements for donor who is physically incapable
• How to make an EPA – certificate by a registered medical practitioner and a solicitor
• How to make an EPA – signed by the donor
• How to make an EPA – using the prescribed form
• The attorney(s)’ authorities and restrictions
• Duties and liabilities of the attorney(s)
• The attorney
• Key advantages of an EPA
• What is an Enduring Power of Attorney?

Elder abuse

• Seeking assistance
• Assistance to elders who are mentally incapacitated persons (MIP)
• Legislation
• Forms of elder abuse
• Overview

Medical negligence

• Can I apply for Legal Aid for my medical negligence claim?
• How much could my claim be worth?
• How to make a claim for medical negligence?
• Under what circumstances can I make a claim for medical negligence?
• Common examples of complaints about medical practitioners
• What is medical negligence?

Medical insurance

• Overview of residential care homes for elderly persons in Hong Kong
• Questions and answers
• The Insurance Complaints Bureau
• Practical tips for disputing a medical claim denial by an insurance company
• Important matters to consider before taking out your medical insurance policy
• Medical evidence requirements
• Non-disclosure
• Utmost good faith
• Common exclusions in medical insurance policies
• Different types of medical insurance
• What is a medical insurance?

Care by residential care homes for elderly persons

• Common examples of accidents which may cause personal injury to elderly persons in residential care homes
• Elder abuse
• How to select a suitable residential care home and how to adjust to group living in residential care homes?
• The Residential Care Homes (Persons with Disabilities) Ordinance
• The Complaint Mechanism
• Monitoring of residential care homes
• Types of Residential Care Homes by Care Levels
• Types of Residential Care Homes by Mode of Subsidy
• The Code of Practice for Residential Care Homes (Elderly Persons)
• The Residential Care Homes (Elderly Persons) Ordinance and its subsidiary legislation
• Licensing system for residential care homes in Hong Kong