{"id":936,"date":"2022-05-13T11:47:17","date_gmt":"2022-05-13T03:47:17","guid":{"rendered":"https:\/\/seniorclic.hk\/?p=936"},"modified":"2024-07-03T17:04:34","modified_gmt":"2024-07-03T09:04:34","slug":"utmost-good-faith-2","status":"publish","type":"post","link":"https:\/\/seniorclic.hk\/en\/topics\/health-care\/medical-insurance\/utmost-good-faith-2\/","title":{"rendered":"Utmost good faith"},"content":{"rendered":"

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Insurance contracts are based on trust. The insurer trusts the policyholder to give true and precise details related to what is being insured. This is the principle of ‘Utmost Good Faith’. Care should always be taken to submit the whole truth so that insurance companies have a fair and full picture in their assessment of the risk. Equally, before taking out an insurance policy, the policyholder should read all the documentation and the terms of the policy very carefully to ensure that he understands the exact nature of the policy, the risks it covers, and the exclusions.<\/p>\n

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Insurance contracts are based on trust. The insurer trusts the policyholder to give true and precise details related to what is being insured. This is the principle of ‘Utmost Good Faith’. 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