{"id":437,"date":"2022-05-12T16:47:23","date_gmt":"2022-05-12T08:47:23","guid":{"rendered":"https:\/\/seniorclic.hk\/?p=437"},"modified":"2024-02-14T15:29:36","modified_gmt":"2024-02-14T07:29:36","slug":"what-happens-to-the-property-at-the-end-of-the-reverse-mortgage","status":"publish","type":"post","link":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/","title":{"rendered":"What happens to the property at the end of the reverse mortgage?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Post Breadcrumbs” module_class=”breadcrumbs” _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||30px||false|false” saved_tabs=”all” locked=”on” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_before_icon=”on” before_icon=”E||divi||400″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][\/lwp_divi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Audio & Share” module_class=”audio” _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||0px||true|false” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Listen to Audio of this topic (Cantonese only)” admin_label=”Audio ” module_class=”post-audio” _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n\n

\u5b89\u8001\u6309\u63ed\u662f\u653f\u5e9c\u7279\u5225\u70ba\u9577\u8005\u800c\u8a2d\u7684\u8cb8\u6b3e\u5b89\u6392\uff0c\u57282011\u5e74\u63a8\u51fa\u3002\u9019\u4e00\u7bc0\u300a\u9577\u8005\u6cd5\u7db2\u667a\u591a\u8072\u300b\uff0c\u5c31\u70ba\u5927\u5bb6\u4ecb\u7d39\u9019\u500b\u8a08\u5283\u3002<\/p>\n

\u53c3\u52a0\u5b89\u8001\u6309\u63ed\u7684\u501f\u6b3e\u4eba\uff0c\u53ef\u4ee5\u5229\u7528\u5728\u9999\u6e2f\u7684\u81ea\u4f4f\u7269\u696d\uff0c\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u5411\u53c3\u8207\u9280\u884c\u7533\u8acb\u5b89\u8001\u6309\u63ed\u8cb8\u6b3e\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u56fa\u5b9a\u5e74\u671f\u5167\uff0c\u6bcf\u6708\u62ff\u5230\u4e00\u7b46\u9322\uff0c\u5e74\u671f\u53ef\u4ee5\u662f10\u5e74\u300115\u5e74\u300120\u5e74\u3001\u4ee5\u81f3\u767e\u5e74\u6b78\u8001\u3002\u9047\u5230\u7279\u5225\u60c5\u6cc1\uff0c\u4e5f\u53ef\u4ee5\u62ff\u4e00\u7b46\u904e\u8cb8\u6b3e\u3002\u501f\u6b3e\u4eba\u4ecd\u7136\u662f\u7269\u696d\u7684\u696d\u4e3b\uff0c\u53ef\u4ee5\u7e7c\u7e8c\u4f4f\u5728\u90a3\u88e1\uff0c\u76f4\u81f3\u767e\u5e74\u6b78\u8001\u3002<\/p>\n

\u9664\u975e\u501f\u6b3e\u4eba\u6c38\u9060\u642c\u96e2\u90a3\u500b\u7269\u696d\uff0c\u6216\u6709\u5176\u4ed6\u539f\u56e0\u4ee4\u5b89\u8001\u6309\u63ed\u7d42\u6b62\uff0c\u5426\u5247\u501f\u6b3e\u4eba\u53ef\u4ee5\u7d42\u8eab\u4e0d\u7528\u9084\u9322\u3002\u800c\u501f\u6b3e\u4eba\u7684\u7e7c\u627f\u4eba\uff0c\u5982\u679c\u60f3\u8d16\u56de\u7269\u696d\uff0c\u53ef\u4ee5\u5728\u501f\u6b3e\u4eba\u767e\u5e74\u6b78\u8001\u4e4b\u5f8c\uff0c\u9078\u64c7\u5728\u4e00\u5b9a\u671f\u9650\u4e4b\u5167\uff0c\u6b78\u9084\u6309\u63ed\u3002<\/p>\n

\u4e00\u822c\u4f86\u8aaa\uff0c\u5e74\u6eff55\u6b72\u3001\u6301\u6709\u6709\u6548\u9999\u6e2f\u8eab\u4efd\u8b49\u3001\u6c92\u6709\u7834\u7522\u3001\u6c92\u6709\u6d89\u53ca\u7834\u7522\u5448\u8acb\u6216\u50b5\u52d9\u91cd\u7d44\u7684\u4eba\uff0c\u90fd\u53ef\u4ee5\u7533\u8acb\u5b89\u8001\u6309\u63ed\u3002\u800c\u7528\u4f5c\u62b5\u62bc\u7684\u7269\u696d\uff0c\u5fc5\u9808\u8981\u7531\u501f\u6b3e\u4eba\u4ee5\u500b\u4eba\u540d\u7fa9\u6301\u6709\uff0c\u6216\u8207\u53e6\u5916\u6700\u591a\u5169\u4eba\u806f\u540d\u6301\u6709\uff0c\u800c\u501f\u6b3e\u4eba\u662f\u5728\u7269\u696d\u5167\u5c45\u4f4f\u3002\u7269\u696d\u7684\u6a13\u9f61\u4e0d\u53ef\u4ee5\u8d85\u904e50\u5e74\uff0c\u6c92\u6709\u653e\u79df\u3001\u4e26\u4e14\u6c92\u6709\u4efb\u4f55\u8f49\u552e\u9650\u5236\u3002\u5982\u679c\u8001\u53cb\u8a18\u7684\u7269\u696d\u662f\u672a\u88dc\u5730\u50f9\u7684\u81ea\u7f6e\u516c\u5c4b\u6216\u5c45\u5c4b\uff0c\u8001\u53cb\u8a18\u5fc5\u9808\u5e74\u6eff60\u6b72\u6216\u4ee5\u4e0a\u624d\u53ef\u4ee5\u7533\u8acb\u5b89\u8001\u6309\u63ed\u3002<\/p>\n

\u81f3\u65bc\u501f\u6b3e\u4eba\u6bcf\u500b\u6708\u53ef\u4ee5\u62ff\u5230\u591a\u5c11\u9322\uff0c\u5c31\u8996\u4e4e\u4ed6\u6253\u7b97\u53c3\u8207\u8a08\u5283\u591a\u5c11\u5e74\u3001\u7269\u696d\u7684\u6a13\u9f61\u548c\u50f9\u503c\u3002<\/p>\n

\u8209\u4f8b\u8aaa\uff0c\u5982\u679c\u7269\u696d\u50f9\u503c300\u842c\u5143\uff0c\u7533\u8acb\u4eba60\u6b72\uff0c\u6253\u7b97\u505a\u5341\u5e74\u5b89\u8001\u6309\u63ed\u7684\u8a71\uff0c\u4ed6\u6bcf\u500b\u6708\u5c31\u53ef\u4ee5\u62ff\u5230\u4e00\u842c\u4e00\u5343\u591a\u5143\u3002\u5982\u679c\u6253\u7b97\u53c3\u8207\u8a08\u5283\u76f4\u81f3\u767e\u5e74\u6b78\u8001\u7684\u8a71\uff0c\u6bcf\u500b\u6708\u5c31\u6703\u62ff\u5230\u516d\u5343\u5143\u3002\u800c\u5169\u500b\u4eba\u4e00\u8d77\u53c3\u52a0\u8a08\u5283\uff0c\u5c31\u6703\u4ee5\u8f03\u5e74\u8f15\u7684\u501f\u6b3e\u4eba\u7684\u6b72\u6578\u53bb\u8a08\u7b97\u3002\u5982\u679c\u60f3\u77e5\u9053\u66f4\u8a73\u7d30\u4e00\u4e9b\uff0c\u53ef\u4ee5\u5230\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u7684\u7db2\u9801\u770b\u770b\uff0c\u9577\u8005\u793e\u5340\u6cd5\u7db2\u6587\u5b57\u7248\u6709\u63d0\u4f9b\u8d85\u9023\u7d50\u3002<\/p>\n

\u6709\u8208\u8da3\u7533\u8acb\u5b89\u8001\u6309\u63ed\u7684\u8001\u53cb\u8a18\uff0c\u9996\u5148\u8981\u806f\u7d61\u53c3\u8207\u9280\u884c\uff0c\u7531\u9280\u884c\u5411\u60a8\u89e3\u91cb\u8a73\u60c5\uff0c\u521d\u6b65\u8a55\u4f30\u60a8\u662f\u5426\u7b26\u5408\u7533\u8acb\u8cc7\u683c\u3002\u60a8\u4e4b\u5f8c\u8981\u7d04\u898b\u5408\u8cc7\u683c\u7684\u5b89\u8001\u6309\u63ed\u8f14\u5c0e\u6cd5\u5f8b\u9867\u554f\uff0c\u9867\u554f\u6703\u8b1b\u89e3\u5b89\u8001\u6309\u63ed\u7684\u7279\u9ede\u3001\u4e3b\u8981\u6cd5\u5f8b\u6b0a\u76ca\u548c\u8cac\u4efb\uff0c\u4ee5\u53ca\u7372\u5f97\u5b89\u8001\u6309\u63ed\u8cb8\u6b3e\u4e4b\u5f8c\uff0c\u6709\u751a\u9ebc\u6cd5\u5f8b\u5f8c\u679c\u3002\u5b8c\u6210\u5b89\u8001\u6309\u63ed\u8f14\u5c0e\u7684\u7533\u8acb\u4eba\uff0c\u6703\u7372\u9812\u767c\u8f14\u5c0e\u8b49\u66f8\u3002\u62ff\u5230\u8b49\u66f8\u4e4b\u5f8c\uff0c\u5c31\u53ef\u4ee5\u5230\u4efb\u4f55\u4e00\u9593\u53c3\u8207\u9280\u884c\uff0c\u6b63\u5f0f\u7533\u8acb\u5b89\u8001\u6309\u63ed\u3002\u9280\u884c\u6279\u6838\u4e86\uff0c\u501f\u6b3e\u4eba\u7c3d\u597d\u6240\u6709\u6309\u63ed\u6587\u4ef6\uff0c\u5c31\u53ef\u4ee5\u62ff\u5230\u5b89\u8001\u6309\u63ed\u8cb8\u6b3e\u3002\u501f\u6b3e\u4eba\u5728\u7533\u8acb\u6642\uff0c\u8981\u652f\u4ed8\u5229\u606f\u3001\u6309\u63ed\u4fdd\u8cbb\u548c\u8f14\u5c0e\u8cbb\u7b49\u8cbb\u7528\u3002<\/p>\n

\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u6e96\u5099\u4e86\u4e00\u4efd\u300c\u91cd\u8981\u901a\u77e5\u300d\uff0c\u5728\u7533\u8acb\u5b89\u8001\u6309\u63ed\u4e4b\u524d\uff0c\u8a18\u5f97\u8981\u5c0f\u5fc3\u770b\u6e05\u695a\u3002\u9019\u4efd\u901a<\/p>\n

[\/et_pb_blurb][et_pb_code admin_label=”Print” _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Print<\/a><\/div>\n

[\/et_pb_code][et_pb_code admin_label=”Email” _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”]

<\/a><\/a><\/div><\/div> [\/et_pb_code][et_pb_code admin_label=”Font” module_class=”font-resize” _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”]
<\/span>-<\/span>+<\/span>=<\/span><\/div> [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Content” module_id=”content” _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”50px||50px||true|false” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_post_title author=”off” date=”off” comments=”off” featured_image=”off” _builder_version=”4.17.3″ _module_preset=”default” locked=”on” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”4.17.3″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

At the end of the reverse mortgage, the borrower (or his inheritor(s) if the borrower has passed away) has the preferential right to redeem the property by repaying the loan in full to the lender.<\/span><\/p>\n

If the borrower (or his inheritor(s)) chooses not to exercise this right, the lender will sell the property to recover the outstanding loan amount.<\/span><\/p>\n

If the sale proceeds from the property exceed the outstanding loan amount, the lender will return the surplus to the borrower (or his inheritor(s)) after paying off the outstanding loan in full.<\/span><\/p>\n

If there is any shortfall, it will be borne by the HKMCI under an insurance arrangement between the lender and the HKMCI.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

At the end of the reverse mortgage, the borrower (or his inheritor(s) if the borrower has passed away) has the preferential right to redeem the property by repaying the loan in full to the bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false},"categories":[32],"tags":[],"yoast_head":"\nWhat happens to the property at the end of the reverse mortgage? - Senior CLIC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What happens to the property at the end of the reverse mortgage? - Senior CLIC\" \/>\n<meta property=\"og:description\" content=\"At the end of the reverse mortgage, the borrower (or his inheritor(s) if the borrower has passed away) has the preferential right to redeem the property by repaying the loan in full to the bank.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Senior CLIC\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-12T08:47:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-14T07:29:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/seniorclic.hk\/wp-content\/uploads\/print.svg\" \/>\n<meta name=\"author\" content=\"VisibleOnehk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"VisibleOnehk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/\",\"url\":\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/\",\"name\":\"What happens to the property at the end of the reverse mortgage? - Senior CLIC\",\"isPartOf\":{\"@id\":\"https:\/\/seniorclic.hk\/en\/#website\"},\"datePublished\":\"2022-05-12T08:47:23+00:00\",\"dateModified\":\"2024-02-14T07:29:36+00:00\",\"author\":{\"@id\":\"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/c14c39bd315eb574c79f5f6cfa6a960d\"},\"breadcrumb\":{\"@id\":\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/seniorclic.hk\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What happens to the property at the end of the reverse mortgage?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/seniorclic.hk\/en\/#website\",\"url\":\"https:\/\/seniorclic.hk\/en\/\",\"name\":\"Senior CLIC\",\"description\":\"Legal information website designed for senior in Hong Kong\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/seniorclic.hk\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/c14c39bd315eb574c79f5f6cfa6a960d\",\"name\":\"VisibleOnehk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d56375d15d47a212e629c1b1ebfd1061?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d56375d15d47a212e629c1b1ebfd1061?s=96&d=mm&r=g\",\"caption\":\"VisibleOnehk\"},\"sameAs\":[\"http:\/\/devwp.visibleone.io\/p183\"],\"url\":\"https:\/\/seniorclic.hk\/en\/author\/visibleonehk\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What happens to the property at the end of the reverse mortgage? - Senior CLIC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"What happens to the property at the end of the reverse mortgage? - Senior CLIC","og_description":"At the end of the reverse mortgage, the borrower (or his inheritor(s) if the borrower has passed away) has the preferential right to redeem the property by repaying the loan in full to the bank.","og_url":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/","og_site_name":"Senior CLIC","article_published_time":"2022-05-12T08:47:23+00:00","article_modified_time":"2024-02-14T07:29:36+00:00","og_image":[{"url":"https:\/\/seniorclic.hk\/wp-content\/uploads\/print.svg"}],"author":"VisibleOnehk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"VisibleOnehk","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/","url":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/","name":"What happens to the property at the end of the reverse mortgage? - Senior CLIC","isPartOf":{"@id":"https:\/\/seniorclic.hk\/en\/#website"},"datePublished":"2022-05-12T08:47:23+00:00","dateModified":"2024-02-14T07:29:36+00:00","author":{"@id":"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/c14c39bd315eb574c79f5f6cfa6a960d"},"breadcrumb":{"@id":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-happens-to-the-property-at-the-end-of-the-reverse-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/seniorclic.hk\/en\/"},{"@type":"ListItem","position":2,"name":"What happens to the property at the end of the reverse mortgage?"}]},{"@type":"WebSite","@id":"https:\/\/seniorclic.hk\/en\/#website","url":"https:\/\/seniorclic.hk\/en\/","name":"Senior CLIC","description":"Legal information website designed for senior in Hong Kong","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/seniorclic.hk\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/c14c39bd315eb574c79f5f6cfa6a960d","name":"VisibleOnehk","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/seniorclic.hk\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d56375d15d47a212e629c1b1ebfd1061?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d56375d15d47a212e629c1b1ebfd1061?s=96&d=mm&r=g","caption":"VisibleOnehk"},"sameAs":["http:\/\/devwp.visibleone.io\/p183"],"url":"https:\/\/seniorclic.hk\/en\/author\/visibleonehk\/"}]}},"_links":{"self":[{"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/posts\/437"}],"collection":[{"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/comments?post=437"}],"version-history":[{"count":1,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/posts\/437\/revisions"}],"predecessor-version":[{"id":10550,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/posts\/437\/revisions\/10550"}],"wp:attachment":[{"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/media?parent=437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/categories?post=437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seniorclic.hk\/en\/wp-json\/wp\/v2\/tags?post=437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}