{"id":427,"date":"2022-05-12T16:45:56","date_gmt":"2022-05-12T08:45:56","guid":{"rendered":"https:\/\/seniorclic.hk\/?p=427"},"modified":"2024-02-14T16:22:00","modified_gmt":"2024-02-14T08:22:00","slug":"what-costs-are-the-borrower-responsible-for","status":"publish","type":"post","link":"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-costs-are-the-borrower-responsible-for\/","title":{"rendered":"What costs are the borrower responsible for?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Post Breadcrumbs&#8221; module_class=&#8221;breadcrumbs&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||30px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; 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href=\"https:\/\/www.addtoany.com\/add_to\/email?linkurl=https%3A%2F%2Fseniorclic.hk%2Fen%2Ftopics%2Fhousing-accomodation%2Freverse-mortgage%2Fwhat-costs-are-the-borrower-responsible-for%2F&amp;linkname=What%20costs%20are%20the%20borrower%20responsible%20for%3F\" title=\"Email\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><a class=\"a2a_button_facebook\" href=\"https:\/\/www.addtoany.com\/add_to\/facebook?linkurl=https%3A%2F%2Fseniorclic.hk%2Fen%2Ftopics%2Fhousing-accomodation%2Freverse-mortgage%2Fwhat-costs-are-the-borrower-responsible-for%2F&amp;linkname=What%20costs%20are%20the%20borrower%20responsible%20for%3F\" title=\"Facebook\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><\/div><\/div>        [\/et_pb_code][et_pb_code admin_label=&#8221;Font&#8221; module_class=&#8221;font-resize&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<div style=\"\" class=\"wpavefrsz wpavefrsz-shortcode wpavefrsz-theme-dark\"><span class=\"wpavefrsz-text\" aria-label=\"\"><\/span><span class=\"wpavefrsz-minus\" tabindex=\"0\" aria-label=\"Decrease text size\" title=\"Decrease text size\" role=\"button\">-<\/span><span class=\"wpavefrsz-plus\" tabindex=\"0\" aria-label=\"Increase text size\" title=\"Increase text size\" role=\"button\">+<\/span><span class=\"wpavefrsz-reset\" tabindex=\"0\" aria-label=\"Reset text size\" title=\"Reset text size\" role=\"button\">=<\/span><\/div>      [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Content&#8221; module_id=&#8221;content&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;50px||50px||true|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_post_title author=&#8221;off&#8221; date=&#8221;off&#8221; comments=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_post_title][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The borrower is responsible for:<\/p>\n<ul>\n<li>interest expense;<\/li>\n<li>mortgage insurance premium;<\/li>\n<li>counselling fee;<\/li>\n<li>legal fees;<\/li>\n<li>handling fee; and<\/li>\n<li>other fees and expenses.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_module lwp_divi_breadcrumbs 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class=\"addtoany_shortcode\"><div class=\"a2a_kit a2a_kit_size_32 addtoany_list\" data-a2a-url=\"https:\/\/seniorclic.hk\/en\/topics\/housing-accomodation\/reverse-mortgage\/what-costs-are-the-borrower-responsible-for\/\" data-a2a-title=\"What costs are the borrower responsible for?\"><a class=\"a2a_button_email\" href=\"https:\/\/www.addtoany.com\/add_to\/email?linkurl=https%3A%2F%2Fseniorclic.hk%2Fen%2Ftopics%2Fhousing-accomodation%2Freverse-mortgage%2Fwhat-costs-are-the-borrower-responsible-for%2F&amp;linkname=What%20costs%20are%20the%20borrower%20responsible%20for%3F\" title=\"Email\" rel=\"nofollow noopener\" target=\"_blank\"><\/a><a class=\"a2a_button_facebook\" href=\"https:\/\/www.addtoany.com\/add_to\/facebook?linkurl=https%3A%2F%2Fseniorclic.hk%2Fen%2Ftopics%2Fhousing-accomodation%2Freverse-mortgage%2Fwhat-costs-are-the-borrower-responsible-for%2F&amp;linkname=What%20costs%20are%20the%20borrower%20responsible%20for%3F\" title=\"Facebook\" rel=\"nofollow noopener\" 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