{"id":2671,"date":"2022-07-12T02:15:38","date_gmt":"2022-07-11T18:15:38","guid":{"rendered":"https:\/\/seniorclic.hk\/?page_id=2671"},"modified":"2022-10-29T11:26:19","modified_gmt":"2022-10-29T03:26:19","slug":"the-mandatory-provident-fund","status":"publish","type":"page","link":"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/the-mandatory-provident-fund\/","title":{"rendered":"The Mandatory Provident  Fund"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Breadcrumbs&#8221; module_class=&#8221;breadcrumbs sixButton&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;50px||40px||false|false&#8221; locked=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][lwp_divi_breadcrumbs font_icon=&#8221;&#x35;||divi||400&#8243; use_before_icon=&#8221;on&#8221; before_icon=&#8221;&#x45;||divi||400&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/lwp_divi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Title&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||40px||false|false&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;page-title&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Work &amp; retirement<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Desktop&#8221; module_class=&#8221;post-tab desktop work-retirement&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||100px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Menu&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;] <div id=\"nav_menu-8\" class=\"et_pb_widget widget_nav_menu amr_widget\"><h4 class=\"widgettitle\">Work &#038; Retirement<\/h4><div class=\"menu-work-retirement-container\"><ul id=\"menu-work-retirement\" class=\"menu\"><li id=\"menu-item-2688\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2688\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/employment-contract-and-wages\/\">Employment: Contract and wages<\/a><\/li>\n<li id=\"menu-item-2690\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2690\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/employment-termination-of-contract-and-dismissal\/\">Employment: Termination of contract and dismissal<\/a><\/li>\n<li id=\"menu-item-2689\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2689\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/employment-holiday-leave\/\">Employment: Holiday\/leave<\/a><\/li>\n<li id=\"menu-item-2691\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2691\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/employment-work-related-injuries\/\">Employment: Work-related injuries<\/a><\/li>\n<li id=\"menu-item-2687\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2687\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/age-discrimination-in-employment\/\">Age discrimination in employment<\/a><\/li>\n<li id=\"menu-item-2693\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2693\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/the-mandatory-provident-fund\/\">The Mandatory Provident  Fund<\/a><\/li>\n<li id=\"menu-item-2692\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2692\"><a href=\"https:\/\/seniorclic.hk\/en\/show-all-topics\/work-retirement\/social-welfare-for-the-elderly\/\">Social welfare for the elderly<\/a><\/li>\n<\/ul><\/div><\/div> [\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/introduction-3\/\">Introduction<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/mpf-contributions\/\">MPF Contributions<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/self-employed-individuals-and-casual-labours\/\">Self-employed individuals and casual labours<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/changing-jobs-and-the-employee-choice-arrangement-eca\/\">Changing jobs and the Employee Choice Arrangement (ECA)<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/retirement-and-withdrawal-of-accrued-benefits-from-your-mpf\/\">Retirement and withdrawal of accrued benefits from your MPF<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/member-protection-and-liabilities\/\">Member protection and liabilities<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/mpf-and-occupational-retirement-schemes-ors\/\">MPF and Occupational Retirement Schemes (ORS)<\/a><\/li><\/ul>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Mobile&#8221; module_class=&#8221;post-tab mobile work-retirement&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||100px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Employment: Contract and wages&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Employment: Contract and wages&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/a-brief-explanation-of-a-contract-of-employment\/\">A brief explanation of a contract of employment<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/contract-of-employment-vs-contract-for-service-by-independent-contractor-or-self-employed-person\/\">\u201cContract of employment\u201d vs \u201ccontract for service by independent contractor (or self- employed person)\u201d<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/payment-of-wages\/\">Payment of wages<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/end-of-year-payments\/\">End of year payments<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/statutory-minimum-wage\/\">Statutory Minimum Wage<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/deduction-of-wages\/\">Deduction of wages<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-contract-and-wages\/wages-overdue\/\">Wages overdue<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employment: Termination of contract and dismissal&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Employment: Termination of contract and dismissal&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-termination-of-contract-and-dismissal\/termination-of-employment-and-the-relevant-payments\/\">Termination of employment and the relevant payments<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-termination-of-contract-and-dismissal\/severance-payment-and-long-service-payment\/\">Severance payment and long service payment<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-termination-of-contract-and-dismissal\/immediate-termination-of-employment\/\">Immediate termination of employment<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-termination-of-contract-and-dismissal\/unreasonable-dismissal\/\">Unreasonable dismissal<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employment: Holiday\/leave&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Employment: Holiday\/leave&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-holiday-leave\/rest-day\/\">Rest day<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-holiday-leave\/statutory-holidays\/\">Statutory holidays<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-holiday-leave\/annual-leave\/\">Annual leave<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-holiday-leave\/sick-leave-and-sickness-allowance\/\">Sick leave and sickness allowance<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employment: Work-related injuries&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Employment: Work-related injuries&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/work-related-injuries-and-the-relevant-compensations\/\">Work-related injuries and the relevant compensations<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/compensable-occupational-disease\/\">Compensable occupational disease<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/work-related-accidents-causing-death\/\">Work-related accidents causing death<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/work-related-accidents-causing-disability\/\">Work-related accidents causing disability<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/labour-department\/\">Labour Department<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/employment-work-related-injuries\/compensation-insurance-policies\/\">Compensation insurance policies<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Age discrimination in employment&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Age discrimination in employment&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/what-is-age-discrimination-in-employment\/\">What is age discrimination in employment?<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/recruitment\/\">Recruitment<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/promotion-transfer-and-training\/\">Promotion, transfer and training<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/dismissal-redundancy-and-unfair-treatment\/\">Dismissal, redundancy and unfair treatment<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/retirement\/\">Retirement<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/age-discrimination-in-employment\/grievances-and-related-procedures\/\">Grievances and related procedures<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;The Mandatory Provident  Fund&#8221; open=&#8221;on&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;The Mandatory Provident  Fund&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/introduction-3\/\">Introduction<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/mpf-contributions\/\">MPF Contributions<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/self-employed-individuals-and-casual-labours\/\">Self-employed individuals and casual labours<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/changing-jobs-and-the-employee-choice-arrangement-eca\/\">Changing jobs and the Employee Choice Arrangement (ECA)<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/retirement-and-withdrawal-of-accrued-benefits-from-your-mpf\/\">Retirement and withdrawal of accrued benefits from your MPF<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/member-protection-and-liabilities\/\">Member protection and liabilities<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/the-mandatory-provident-fund\/mpf-and-occupational-retirement-schemes-ors\/\">MPF and Occupational Retirement Schemes (ORS)<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Social welfare for the elderly&#8221; open_toggle_text_color=&#8221;#000000&#8243; closed_toggle_text_color=&#8221;#000000&#8243; icon_color=&#8221;#000000&#8243; toggle_icon=&#8221;&#x45;||divi||400&#8243; open_icon_color=&#8221;#000000&#8243; open_toggle_icon=&#8221;&#x43;||divi||400&#8243; admin_label=&#8221;Social welfare for the elderly&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/old-age-allowance-fruit-money\/\">Old Age Allowance (fruit money)<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/old-age-living-allowance\/\">Old Age Living Allowance<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/comprehensive-social-security-assistance-scheme\/\">Comprehensive Social Security Assistance Scheme<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/portable-comprehensive-social-security-assistance-scheme\/\">Portable Comprehensive Social Security Assistance Scheme<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/guangdong-scheme-fujian-scheme\/\">Guangdong Scheme\/Fujian Scheme<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/senior-citizen-card-scheme\/\">Senior Citizen Card Scheme<\/a><\/li><li><a href=\"https:\/\/seniorclic.hk\/en\/topics\/work-retirement\/social-welfare-for-the-elderly\/offences-relating-to-cheating-on-public-assistance\/\">Offences relating to cheating on public assistance<\/a><\/li><\/ul>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Footer Full Image&#8221; module_class=&#8221;rec_img_section&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_image src=&#8221;https:\/\/seniorclic.hk\/wp-content\/uploads\/image-44.png&#8221; title_text=&#8221;image 44&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Footer Menu&#8221; module_class=&#8221;footer-menu&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#a5cecd&#8221; custom_padding=&#8221;50px||50px||true|false&#8221; global_module=&#8221;216&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; 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