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如上文所述，保险合约建基于信任，投保事项的性质、与之相关的各种状况均是投保人认知范围内的事实，除非投保人主动告知，否则保险公司不会知悉有关事实；因此，投保人必须交代所有事实。https://seniorclic.hk/wp-content/uploads/print.svg